Healthcare, shmealthcare. The heated rhetoric and relentless hype pouring out from pundits and politicians since the U.S. Supreme Courtupheld President Obama'snational healthcare plan overhaul is enough to make anyone sick and confused.

Lots in all the commotion are some key features that will be a boon to consumers. Namely, subsidized healthcare insurance for low-income families; preventive care coverage for mammograms, colonoscopies, etc., without any co-pays or deductibles and no insurer-imposed lifetime maximums on medical costs.

You probably didn't hear a lot about that last week in all the chatter over John Roberts being a sell-out.

Forget curing bad colds by simply sipping hot bowls of sopa de pollo or ulcers by downing bottles of Pepto-Bismol. That's because the Affordable Care Act, for all of its political and financial hits and misses, means that all Americans are guaranteed by federal law access to hospitals, doctors and medicine.

Yeah, there will be the infamous "tax" to deal with, but this legislation boils down to the biggest consumer health care move in decades.

"Everyone wants to talk about the bigger picture. There's a political war about the subject, the business community and insurance companies are up in arms, but there is not enough focus on how this impacts the consumer," said Jay Starkman, CEO of Engage PEO, a Fort Lauderdale company that offers HumanResources services to small and mid-sized business in South and Central Florida, as well as nationally.

He's right. So going forward, don't be afraid of a recurring cough, don't ignore that nagging shoulder. I can't help but think how important this is to the hair dressers and air conditioner repairmen and pool maintenance workers out there who help make our lives more tolerable in Florida.

Other key benefits include:

You cannot be denied a health plan due to a pre-existing condition nor dropped by your health insurer for suddenly becoming seriously sick. For instance, Florida-sun-induced skin cancer will not stop you from starting a plan or switching to a new one.

Grown up children up to that age of 26 may remain on their parent's health plan, compared to some plans which kicked the kid out by age 19.

For more guidance, visit healthcare.gov.

Call the Affordable Care Act what you want. But, for now, call it a win for the consumer who will gain access to health care no matter what amount is in their pocket.